Car loans
Car loans, explained without the jargon
New, used, private sale, dealer, ute, electric or a fresh start after credit trouble: how each kind of car loan works and what to check before you sign.
New car loans
How new car loans work in Australia, what drives the total cost, and how to walk into a showroom already knowing the repayment you can comfortably carry.
Read more →Used car loans
Financing a used car in Australia: how lenders treat older cars, the checks to run before you pay, and how to budget for repairs a new car wouldn't need.
Read more →Private sale
How to finance a car bought from a private seller in Australia: how payment works, the checks lenders and buyers run, and the scams to steer around.
Read more →Dealer vs own loan
Dealer finance or a car loan arranged yourself? How each works, the add-ons to question, and a simple way to compare offers on total cost, not repayments.
Read more →Ute and 4WD
Financing a ute or 4WD for personal use: why the purchase price is only half the story, what accessories do to your loan, and how to budget for touring.
Read more →Electric cars
Financing an electric car in Australia: how EV loans work, why charging and insurance change your budget, and what to check on a used EV before you borrow.
Read more →Bad credit car loans
Getting a car loan with a patchy credit history: what lenders weigh up, how to check and fix your credit report, and why a modest car is a smart move.
Read more →Refinance a car loan
Thinking of refinancing your car loan? How switching works, the payout and fee costs to add up first, and how to avoid paying more over a longer term.
Read more →Got your number? See what's possible.
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